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Overview

A Trusted Commercial Construction Health Plan Partner

It’s time to put your Idaho AGC membership and Idaho AGC Health Plan to work for you and your employees. Since 1986, the Idaho AGC Health Plan has offered reliable healthcare benefits to all Idaho AGC members. We work closely with federal and state regulators to ensure our plan meets all legal requirements and provides the best possible value for our members. We take the burden off of your shoulders by ensuring the health plans are compliant with the rapidly changing insurance landscape.

What We Offer

At Idaho AGC, we offer the following health plan options and benefits:

  • Comprehensive benefits at competitive rates
  • Plan dependent deductibles ranging from $1,000 to $5,000
  • Office visit copays
  • Two prescription drug plan options
  • An expansive list of preventive benefits with no out-of-pocket expense
  • A vast network of providers through Blue Cross of Idaho
  • Worldwide medical coverage through the Blue Card network
  • Financially underwritten by stable carriers, Blue Cross of Idaho, Delta Dental, and Vision Service Plan
  • Dental options through Delta Dental of Idaho Premier with nationwide PPO network coverage
  • Vision options with nationwide network coverage
  • A $25,000 life benefit, AD&D, and $125 per week short-term disability with medical coverage
  • Free COBRA administration
  • Knowledgeable and responsive customer service
  • One source billing for all plans
  • Hour bank administration
  • HIPAA and Affordable Care Act (ACA) compliant
  • An advocate and partner for employers and employees of the construction industry

Employer Group Qualifications

To qualify for Idaho AGC Health Plans, you must have:

  • Two or more qualified employees
  • 75% participation by employees
  • Minimum employee contribution is 50% of the employee note?
  • A commercial construction-related business or wish to have a large market share in the commercial construction industry
  • Must be an enrolled member of the Idaho AGC

Note: The Idaho AGC Self-Funded Benefit Trust Group Health Plan self-insures the medical, dental, and vision coverage is not considered insurance. The plan does not participate in the state guarantee association.

Learn More About Idaho AGC Health Plans

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