Employee Benefits Designed FOR Contractors BY Contractors
- Competitive rates with quality benefit offerings
- COBRA administration included
- $25,000 employee life and $275/week* short-term disability included in plans
- Employee assistance program included in all plans
- Blue Cross of Idaho network of doctors for medical coverage
- Worldwide medical coverage through the BlueCard network
- Dental and vision bundles can be added to create a deluxe plan
- Delta Dental of Idaho Premier and PPO nationwide network for dental coverage
- Vision Service Plan nationwide network for vision coverage
- Responsive statewide service and administration by dedicated Idaho AGC staff
- Assurance that federal and state compliance standards are met
- Affordable Care Act compliant
- HIPAA compliant
- Consolidated single invoice for all lines of coverage
- ACA Reporting and Tax Form Assistance
Plan Choices That Fit Your Group
Core Benefits
These plans include comprehensive medical and prescription drug coverage through Blue Cross of Idaho, life insurance coverage of $25,000 per employee, $5,000 for spouse, and $5,000 for each dependent child (spouses or dependent children do not need to be enrolled in medical to be eligible for the group life coverage), employee AD&D, and $275/week* short-term disability coverage. An Employee Assistance Program is available as a value-added benefit through Equitable, with no additional cost to the member group.
Dental/Vision Bundle
These plans include all the “Core Benefits” plus core or buy-up dental benefits through Delta Dental of Idaho, and vision benefits through Vision Service Plan (VSP).
Medical Plan Outlines
- $1,000 Deductible PPO Plan
- $1,250 Deductible PPO Plan
- $1,750 Deductible PPO Plan
- $2,250 Deductible PPO Plan
- $2,750 Deductible PPO Plan
- 3,250 Deductible PPO Plan
- $4,000 Deductible PPO Plan
- $5,000 Deductible PPO Plan
- $3,200 Deductible PPO Plan (HSA QUALIFIED)
- $4,000 Deductible PPO Plan (HSA QUALIFIED)
- $2,750 Deductible CCO Plan
The information outlined above is a summary only. For complete benefits, exclusions, limitations, and other general provisions, please refer to the plan SPD.
*$275/week core STD benefit eff. 1/1/2025.
This is a self-funded plan and is not insurance. The Idaho AGC Health Plan does not participate in the Idaho Life & Health Guaranty Association